When you create a new iCash document you have the choice between creating either a blank document or a document with a predetermined set of categories and accounts (you can even import the categories and the accounts from a another document). Two sets are available by default, the 'Home' and the 'Office' sets. Actually those sets were created and added to iCash to save you time and to get you started. I believe it is a good idea to create your own sets of accounts if you plan to create new iCash documents frequently. This article shows you how to do that in a few easy steps.