{"id":895,"date":"2023-01-11T00:01:42","date_gmt":"2023-01-11T05:01:42","guid":{"rendered":"https:\/\/www.maxprog.com\/blog\/?p=895"},"modified":"2023-01-11T07:26:00","modified_gmt":"2023-01-11T12:26:00","slug":"how-to-save-money-with-icash","status":"publish","type":"post","link":"https:\/\/www.maxprog.com\/blog\/how-to-save-money-with-icash\/","title":{"rendered":"How to save money with iCash"},"content":{"rendered":"

How to save money with iCash? The iCash<\/a> manual starts with the following:<\/p>\n

“The first step in getting your finances under control is keeping records!”<\/strong><\/p>\n

I wrote that sentence a long time ago, actually before entering 20 years of data into iCash! Now I am the happy owner of that information, 4 lustrums of data at my fingertips. All about my economy, incomes, expense habits, loan and mortgages repayments, etc.<\/p>\n

\"How<\/p>\n

Money-saving budgetting<\/h3>\n

I believe the January-March period is the Personal Finance<\/a> quarter. It is time for budgeting. It is when you see what you did the previous year and what your goals are for the next one. It is also when you look at your spendings, especially the fixed ones.<\/p>\n

Since you entered everything in iCash you can easily find out what your money was used for, how much you really earned and what’s left.<\/p>\n

How to save money<\/h3>\n

Do you know the formula? Here it is:<\/p>\n

Wealth (what’s left) = Incomes – Expenses<\/strong><\/p>\n

Well, if W (Wealth) is low you have two solutions, you either increase I (Incomes) or decrease E (Expenses). Not everybody can increase their incomes but almost everyone can lower their expenses. <\/p>\n

Yes, believe me! Look at your iCash reports and charts. I am sure you are paying too much in electricity, phone, water, cable TV or whatever. Check your invoices, sure they include things you no longer need. Look for mistakes so you don’t repeat them. Take a few hours to analyze your fixed spending invoices and other important expenses. You will be surprised. So yes, you have been collecting and entering data, now it is time for analysis and decision making.<\/p>\n

Money-saving Decisions<\/h3>\n

The decision-making definition is:<\/p>\n

“The thought process of selecting a logical choice from the available options”.<\/strong><\/p>\n

When trying to make a good decision, a person must weigh the positives and negatives of each option, and consider all the alternatives. For effective decision making, a person must be able to forecast the outcome of each option as well and based on all these items, determine which option is the best for that particular situation.<\/p>\n

In my particular case and as an example, after checking my phone bill, I found out I was paying around $15 in useless features. I canceled them all. That represents a clear $180 saving for the year(s) to come. I actually found a lot of useless stuff I was paying for nothing. Then you can check your electricity and water bills, there are lots of ways to reduce consumption. I have decided to set limits.<\/p>\n

In conclusion, you can\u2019t manage what you can\u2019t measure. So remember, the first step in getting one’s finances under control is keeping records.<\/p>\n

With iCash<\/a>, I am able to view my daily, weekly and monthly incomes and expenses anytime. I can monitor my spendings, understand my household consumption habits and adjust them to reduce the monthly bills.<\/p>\n","protected":false},"excerpt":{"rendered":"

How to save money with iCash? The iCash manual starts with the following: “The first step in getting your finances under control is keeping records!” I wrote that sentence a long time ago, actually before entering 20 years of data into iCash! Now I am the happy owner of that information, 4 lustrums of data at my fingertips. All about my economy, incomes, expense habits, loan and mortgages repayments, etc. Money-saving budgetting I believe the January-March period is the Personal Finance quarter. It is time for budgeting. It is when you see what you did the previous year and what … <\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[6],"tags":[71,31],"class_list":["post-895","post","type-post","status-publish","format-standard","hentry","category-icash","tag-money-manager","tag-personal-finance"],"yoast_head":"\nHow to save money with iCash - Tips and tricks<\/title>\n<meta name=\"description\" content=\"This article explains how you can use iCash to save money. Creating a money-saving strategy with iCash can actually help you save money very easily.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.maxprog.com\/blog\/how-to-save-money-with-icash\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"How to save money with iCash\" \/>\n<meta property=\"og:description\" content=\"This article explains how you can use iCash to save money. Creating a money-saving strategy with iCash can actually help you save money very easily.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.maxprog.com\/blog\/how-to-save-money-with-icash\/\" \/>\n<meta property=\"og:site_name\" content=\"Tips and tricks\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/maxprog\" \/>\n<meta property=\"article:author\" content=\"https:\/\/www.facebook.com\/maxprog\" \/>\n<meta property=\"article:published_time\" content=\"2023-01-11T05:01:42+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2023-01-11T12:26:00+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.maxprog.com\/site\/blog\/pictures\/frustration.jpg\" \/>\n<meta name=\"author\" content=\"admin\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@maxprog\" \/>\n<meta name=\"twitter:site\" content=\"@maxprog\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"admin\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.maxprog.com\\\/blog\\\/how-to-save-money-with-icash\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.maxprog.com\\\/blog\\\/how-to-save-money-with-icash\\\/\"},\"author\":{\"name\":\"admin\",\"@id\":\"https:\\\/\\\/www.maxprog.com\\\/blog\\\/#\\\/schema\\\/person\\\/94903012a832903f334e8b939c2ac916\"},\"headline\":\"How to save money with iCash\",\"datePublished\":\"2023-01-11T05:01:42+00:00\",\"dateModified\":\"2023-01-11T12:26:00+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.maxprog.com\\\/blog\\\/how-to-save-money-with-icash\\\/\"},\"wordCount\":492,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\\\/\\\/www.maxprog.com\\\/blog\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/www.maxprog.com\\\/blog\\\/how-to-save-money-with-icash\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.maxprog.com\\\/site\\\/blog\\\/pictures\\\/frustration.jpg\",\"keywords\":[\"money manager\",\"Personal Finance\"],\"articleSection\":[\"iCash\"],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\\\/\\\/www.maxprog.com\\\/blog\\\/how-to-save-money-with-icash\\\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.maxprog.com\\\/blog\\\/how-to-save-money-with-icash\\\/\",\"url\":\"https:\\\/\\\/www.maxprog.com\\\/blog\\\/how-to-save-money-with-icash\\\/\",\"name\":\"How to save money with iCash - Tips and tricks\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.maxprog.com\\\/blog\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/www.maxprog.com\\\/blog\\\/how-to-save-money-with-icash\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/www.maxprog.com\\\/blog\\\/how-to-save-money-with-icash\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.maxprog.com\\\/site\\\/blog\\\/pictures\\\/frustration.jpg\",\"datePublished\":\"2023-01-11T05:01:42+00:00\",\"dateModified\":\"2023-01-11T12:26:00+00:00\",\"description\":\"This article explains how you can use iCash to save money. Creating a money-saving strategy with iCash can actually help you save money very easily.\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.maxprog.com\\\/blog\\\/how-to-save-money-with-icash\\\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/www.maxprog.com\\\/blog\\\/how-to-save-money-with-icash\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/www.maxprog.com\\\/blog\\\/how-to-save-money-with-icash\\\/#primaryimage\",\"url\":\"https:\\\/\\\/www.maxprog.com\\\/site\\\/blog\\\/pictures\\\/frustration.jpg\",\"contentUrl\":\"https:\\\/\\\/www.maxprog.com\\\/site\\\/blog\\\/pictures\\\/frustration.jpg\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.maxprog.com\\\/blog\\\/how-to-save-money-with-icash\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/www.maxprog.com\\\/blog\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"How to save money with iCash\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.maxprog.com\\\/blog\\\/#website\",\"url\":\"https:\\\/\\\/www.maxprog.com\\\/blog\\\/\",\"name\":\"Tips and tricks\",\"description\":\"How to use Maxprog products\",\"publisher\":{\"@id\":\"https:\\\/\\\/www.maxprog.com\\\/blog\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/www.maxprog.com\\\/blog\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/www.maxprog.com\\\/blog\\\/#organization\",\"name\":\"Maxprog\",\"url\":\"https:\\\/\\\/www.maxprog.com\\\/blog\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/www.maxprog.com\\\/blog\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/www.maxprog.com\\\/blog\\\/wp-content\\\/uploads\\\/2019\\\/04\\\/logo_maxprog_pict_white_with_blue_back_512x512.png\",\"contentUrl\":\"https:\\\/\\\/www.maxprog.com\\\/blog\\\/wp-content\\\/uploads\\\/2019\\\/04\\\/logo_maxprog_pict_white_with_blue_back_512x512.png\",\"width\":512,\"height\":512,\"caption\":\"Maxprog\"},\"image\":{\"@id\":\"https:\\\/\\\/www.maxprog.com\\\/blog\\\/#\\\/schema\\\/logo\\\/image\\\/\"},\"sameAs\":[\"https:\\\/\\\/www.facebook.com\\\/maxprog\",\"https:\\\/\\\/x.com\\\/maxprog\",\"https:\\\/\\\/www.instagram.com\\\/stanbusk\\\/\",\"https:\\\/\\\/www.linkedin.com\\\/company\\\/maxprog\",\"https:\\\/\\\/es.pinterest.com\\\/stanbusk\\\/\",\"https:\\\/\\\/www.youtube.com\\\/c\\\/Maxprog\"]},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/www.maxprog.com\\\/blog\\\/#\\\/schema\\\/person\\\/94903012a832903f334e8b939c2ac916\",\"name\":\"admin\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/49daac01857e4ec6646801107e47c7f62856c94d4ef7caf1a296f296c790fb81?s=96&d=mm&r=g\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/49daac01857e4ec6646801107e47c7f62856c94d4ef7caf1a296f296c790fb81?s=96&d=mm&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/49daac01857e4ec6646801107e47c7f62856c94d4ef7caf1a296f296c790fb81?s=96&d=mm&r=g\",\"caption\":\"admin\"},\"description\":\"Software engineer at maxprog.com\",\"sameAs\":[\"https:\\\/\\\/www.maxprog.com\\\/\",\"https:\\\/\\\/www.facebook.com\\\/maxprog\",\"https:\\\/\\\/www.instagram.com\\\/maxprog8\\\/\",\"https:\\\/\\\/www.linkedin.com\\\/company\\\/maxprog\",\"https:\\\/\\\/www.pinterest.es\\\/stanbusk\",\"https:\\\/\\\/x.com\\\/maxprog\",\"https:\\\/\\\/www.youtube.com\\\/c\\\/Maxprog\",\"https:\\\/\\\/maxprog.tumblr.com\"]}]}<\/script>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"How to save money with iCash - Tips and tricks","description":"This article explains how you can use iCash to save money. Creating a money-saving strategy with iCash can actually help you save money very easily.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.maxprog.com\/blog\/how-to-save-money-with-icash\/","og_locale":"en_US","og_type":"article","og_title":"How to save money with iCash","og_description":"This article explains how you can use iCash to save money. Creating a money-saving strategy with iCash can actually help you save money very easily.","og_url":"https:\/\/www.maxprog.com\/blog\/how-to-save-money-with-icash\/","og_site_name":"Tips and tricks","article_publisher":"https:\/\/www.facebook.com\/maxprog","article_author":"https:\/\/www.facebook.com\/maxprog","article_published_time":"2023-01-11T05:01:42+00:00","article_modified_time":"2023-01-11T12:26:00+00:00","og_image":[{"url":"https:\/\/www.maxprog.com\/site\/blog\/pictures\/frustration.jpg","type":"","width":"","height":""}],"author":"admin","twitter_card":"summary_large_image","twitter_creator":"@maxprog","twitter_site":"@maxprog","twitter_misc":{"Written by":"admin","Est. reading time":"3 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.maxprog.com\/blog\/how-to-save-money-with-icash\/#article","isPartOf":{"@id":"https:\/\/www.maxprog.com\/blog\/how-to-save-money-with-icash\/"},"author":{"name":"admin","@id":"https:\/\/www.maxprog.com\/blog\/#\/schema\/person\/94903012a832903f334e8b939c2ac916"},"headline":"How to save money with iCash","datePublished":"2023-01-11T05:01:42+00:00","dateModified":"2023-01-11T12:26:00+00:00","mainEntityOfPage":{"@id":"https:\/\/www.maxprog.com\/blog\/how-to-save-money-with-icash\/"},"wordCount":492,"commentCount":0,"publisher":{"@id":"https:\/\/www.maxprog.com\/blog\/#organization"},"image":{"@id":"https:\/\/www.maxprog.com\/blog\/how-to-save-money-with-icash\/#primaryimage"},"thumbnailUrl":"https:\/\/www.maxprog.com\/site\/blog\/pictures\/frustration.jpg","keywords":["money manager","Personal Finance"],"articleSection":["iCash"],"inLanguage":"en-US","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/www.maxprog.com\/blog\/how-to-save-money-with-icash\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/www.maxprog.com\/blog\/how-to-save-money-with-icash\/","url":"https:\/\/www.maxprog.com\/blog\/how-to-save-money-with-icash\/","name":"How to save money with iCash - Tips and tricks","isPartOf":{"@id":"https:\/\/www.maxprog.com\/blog\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.maxprog.com\/blog\/how-to-save-money-with-icash\/#primaryimage"},"image":{"@id":"https:\/\/www.maxprog.com\/blog\/how-to-save-money-with-icash\/#primaryimage"},"thumbnailUrl":"https:\/\/www.maxprog.com\/site\/blog\/pictures\/frustration.jpg","datePublished":"2023-01-11T05:01:42+00:00","dateModified":"2023-01-11T12:26:00+00:00","description":"This article explains how you can use iCash to save money. Creating a money-saving strategy with iCash can actually help you save money very easily.","breadcrumb":{"@id":"https:\/\/www.maxprog.com\/blog\/how-to-save-money-with-icash\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.maxprog.com\/blog\/how-to-save-money-with-icash\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.maxprog.com\/blog\/how-to-save-money-with-icash\/#primaryimage","url":"https:\/\/www.maxprog.com\/site\/blog\/pictures\/frustration.jpg","contentUrl":"https:\/\/www.maxprog.com\/site\/blog\/pictures\/frustration.jpg"},{"@type":"BreadcrumbList","@id":"https:\/\/www.maxprog.com\/blog\/how-to-save-money-with-icash\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.maxprog.com\/blog\/"},{"@type":"ListItem","position":2,"name":"How to save money with iCash"}]},{"@type":"WebSite","@id":"https:\/\/www.maxprog.com\/blog\/#website","url":"https:\/\/www.maxprog.com\/blog\/","name":"Tips and tricks","description":"How to use Maxprog products","publisher":{"@id":"https:\/\/www.maxprog.com\/blog\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.maxprog.com\/blog\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/www.maxprog.com\/blog\/#organization","name":"Maxprog","url":"https:\/\/www.maxprog.com\/blog\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.maxprog.com\/blog\/#\/schema\/logo\/image\/","url":"https:\/\/www.maxprog.com\/blog\/wp-content\/uploads\/2019\/04\/logo_maxprog_pict_white_with_blue_back_512x512.png","contentUrl":"https:\/\/www.maxprog.com\/blog\/wp-content\/uploads\/2019\/04\/logo_maxprog_pict_white_with_blue_back_512x512.png","width":512,"height":512,"caption":"Maxprog"},"image":{"@id":"https:\/\/www.maxprog.com\/blog\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/maxprog","https:\/\/x.com\/maxprog","https:\/\/www.instagram.com\/stanbusk\/","https:\/\/www.linkedin.com\/company\/maxprog","https:\/\/es.pinterest.com\/stanbusk\/","https:\/\/www.youtube.com\/c\/Maxprog"]},{"@type":"Person","@id":"https:\/\/www.maxprog.com\/blog\/#\/schema\/person\/94903012a832903f334e8b939c2ac916","name":"admin","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/secure.gravatar.com\/avatar\/49daac01857e4ec6646801107e47c7f62856c94d4ef7caf1a296f296c790fb81?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/49daac01857e4ec6646801107e47c7f62856c94d4ef7caf1a296f296c790fb81?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/49daac01857e4ec6646801107e47c7f62856c94d4ef7caf1a296f296c790fb81?s=96&d=mm&r=g","caption":"admin"},"description":"Software engineer at maxprog.com","sameAs":["https:\/\/www.maxprog.com\/","https:\/\/www.facebook.com\/maxprog","https:\/\/www.instagram.com\/maxprog8\/","https:\/\/www.linkedin.com\/company\/maxprog","https:\/\/www.pinterest.es\/stanbusk","https:\/\/x.com\/maxprog","https:\/\/www.youtube.com\/c\/Maxprog","https:\/\/maxprog.tumblr.com"]}]}},"_links":{"self":[{"href":"https:\/\/www.maxprog.com\/blog\/wp-json\/wp\/v2\/posts\/895","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.maxprog.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.maxprog.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.maxprog.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.maxprog.com\/blog\/wp-json\/wp\/v2\/comments?post=895"}],"version-history":[{"count":9,"href":"https:\/\/www.maxprog.com\/blog\/wp-json\/wp\/v2\/posts\/895\/revisions"}],"predecessor-version":[{"id":1280,"href":"https:\/\/www.maxprog.com\/blog\/wp-json\/wp\/v2\/posts\/895\/revisions\/1280"}],"wp:attachment":[{"href":"https:\/\/www.maxprog.com\/blog\/wp-json\/wp\/v2\/media?parent=895"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.maxprog.com\/blog\/wp-json\/wp\/v2\/categories?post=895"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.maxprog.com\/blog\/wp-json\/wp\/v2\/tags?post=895"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}