{"id":3042,"date":"2026-09-15T08:04:37","date_gmt":"2026-09-15T13:04:37","guid":{"rendered":"https:\/\/www.maxprog.com\/blog\/?p=3042"},"modified":"2026-09-15T08:04:37","modified_gmt":"2026-09-15T13:04:37","slug":"a-simple-cash-flow-routine-for-small-business-owners-who-hate-it","status":"publish","type":"post","link":"https:\/\/www.maxprog.com\/blog\/a-simple-cash-flow-routine-for-small-business-owners-who-hate-it\/","title":{"rendered":"A Simple Cash Flow Routine for Small Business Owners Who Hate It"},"content":{"rendered":"<h3>Cash flow is not the same as profit<\/h3>\n<pre>Many small business owners learn this the uncomfortable way: the business can be profitable on paper and still feel broke on Tuesday.\r\n\r\nA designer finishes a large project in March, sends the invoice, and records a good month. The rent is due April 1, payroll is due April 5, software renewals hit April 7, and the client pays April 20. The project was profitable. The timing was the problem.\r\n\r\nThis is why a simple cash flow routine is more useful than another motivational lecture about budgeting. Cash flow is about dates, habits, and visibility. It is less about being strict and more about knowing what will happen before your bank account tells you.\r\n\r\nFor a small business, the goal is not to predict every penny. That usually creates busywork and guilt. The goal is to see the next few weeks clearly enough to avoid avoidable surprises.<\/pre>\n<div class=\"mp-callout\">\n<span class=\"mp-pill\">Worth noting<\/span><\/p>\n<pre><strong>Lesson learned:<\/strong> Most cash flow problems are not caused by one bad expense.\r\nThey come from several ordinary expenses arriving before expected income does.<\/pre>\n<\/div>\n<hr>\n<h3>The routine that actually gets used<\/h3>\n<pre>The best cash flow routine is the one you will repeat when you are busy. For most owners, that means a weekly check, not a complicated daily ritual.\r\n\r\nPick one fixed time each week. Friday morning works well for some people because the week is fresh in your mind. Monday morning works better if you prefer planning before tasks pile up. The day matters less than making it boringly consistent.\r\n\r\nOpen three things: your bank account, your unpaid invoices, and your list of upcoming bills. Do not start by reorganizing your whole accounting system. That is how a 20-minute check turns into a two-hour cleanup project.\r\n\r\nFirst, write down the current bank balance. Then subtract the bills and payments you know will leave during the next two weeks. Include rent, payroll, contractor payments, taxes set aside, loan payments, insurance, subscriptions, and credit card payments if they are paid from the business account.\r\n\r\nNext, add income you have a strong reason to expect during the same period. Be conservative. An invoice that is due next week from a customer who always pays on time is different from an estimate you hope will be approved.\r\n\r\nFinally, look at the number you end with. That number is not perfect, but it is useful. It tells you whether you can pay normally, whether you should delay a discretionary purchase, or whether you need to follow up on an overdue invoice today instead of next week.<\/pre>\n<h3>A simple working format<\/h3>\n<pre>You can do this with a notebook, a spreadsheet, or a desktop personal finance program. The tool is less important than the structure.\r\n\r\nA useful weekly cash flow note has five lines:\r\n\r\nCurrent bank balance\r\nMoney leaving in the next 14 days\r\nMoney likely to arrive in the next 14 days\r\nMinimum safe balance\r\nAction needed this week\r\n\r\nThe minimum safe balance is personal to the business. A solo consultant may need enough for rent, taxes, and one slow week. A shop with employees may need enough for payroll, inventory, card fees, and utilities. Do not copy someone else's number. Choose a number that lets you sleep and keeps normal bills from becoming emergencies.\r\n\r\nIf you prefer a desktop personal finance tool instead of a spreadsheet, <a href=\"https:\/\/www.maxprog.com\/site\/software\/personal-finance\/icash\/\">iCash<\/a> can be a practical way to track categories and business cash movement without turning the routine into full accounting work. The important part is that deposits, withdrawals, and categories stay visible enough to support decisions.<\/pre>\n<div class=\"mp-example\">\n<span class=\"mp-pill\">Example<\/span><\/p>\n<pre>A small repair business has $8,400 in the checking account on Monday.\r\nKnown outgoing payments over the next 14 days are $5,900.\r\nLikely incoming payments are $3,200.\r\nThe owner wants a minimum safe balance of $3,000.\r\n\r\n$8,400 - $5,900 + $3,200 = $5,700 projected balance.\r\nThat looks comfortable, but only by $2,700 over the safety line.\r\nA $2,400 tool purchase can wait until two invoices are actually paid.<\/pre>\n<\/div>\n<hr>\n<h3>Why the 14-day view works<\/h3>\n<pre>A full-year forecast can be useful, but many small businesses do not keep it current. A 14-day view is short enough to be accurate and long enough to change behavior.\r\n\r\nInside two weeks, you usually know what bills are coming. You know which invoices are out. You know whether a customer has gone quiet. You know if a subscription renewal or quarterly tax payment is about to land.\r\n\r\nThis time frame also creates useful pressure. Looking 90 days ahead can feel theoretical. Looking at the next 14 days makes the trade-off real: pay a contractor now, wait on a new laptop, chase an overdue invoice, move money from reserves, or hold off on a nonessential purchase.\r\n\r\nThe 14-day routine also helps separate timing problems from business model problems. If you are occasionally tight because two clients pay late, that is a cash timing issue. You can address it with better payment terms, deposits, reminders, and reserves. If you are tight every week even when clients pay on time, that is a deeper pricing, margin, or expense problem.\r\n\r\nBoth issues matter, but they require different fixes. A cash flow routine helps you see which one you actually have.<\/pre>\n<h3>The mistake: treating all money as available money<\/h3>\n<pre>One of the most common small-business mistakes is looking at the bank balance and assuming it is spendable.\r\n\r\nThe bank balance does not know that sales tax belongs elsewhere. It does not know payroll is coming. It does not know your annual insurance renewal is three weeks away. It simply shows what is in the account right now.\r\n\r\nThis is why owners get fooled after a strong sales week. The balance looks healthy, so they buy equipment, catch up on personal withdrawals, or approve a larger order. Then fixed obligations arrive and the business feels squeezed again.\r\n\r\nA better habit is to mentally divide the balance into jobs. Some money is for taxes. Some is for payroll. Some is for bills already committed. Some is reserve. Only what remains is flexible.\r\n\r\nYou do not need ten bank accounts to think this way. Separate accounts can help, especially for taxes, but the habit comes first. If you cannot explain what the current balance is for, the number is not giving you enough information.<\/pre>\n<div class=\"mp-warning\">\n<span class=\"mp-pill\">Common mistake<\/span><\/p>\n<pre>Do not use last month's profit as permission to spend this month's cash.\r\nProfit measures performance over a period. Cash flow decides whether you can pay on time this week.<\/pre>\n<\/div>\n<hr>\n<h3>How to make the routine easier to keep<\/h3>\n<pre>The routine becomes easier when fewer things are hidden.\r\n\r\nPut recurring payments on a simple calendar. Include annual renewals, not just monthly bills. Annual expenses are easy to forget because they do not hurt every month, but they can damage a small cash cushion when they arrive together.\r\n\r\nUse plain categories. You do not need a category tree with 80 tiny branches. Start with income, owner pay, payroll, contractors, taxes, rent, utilities, software, insurance, inventory, loan payments, marketing, professional fees, and miscellaneous. If miscellaneous becomes large, split it later. Do not design a perfect system before you have a usable one.\r\n\r\nReview unpaid invoices during the same weekly session. Cash flow improves when collection becomes routine rather than awkward. A short, polite reminder sent when an invoice is three days late is easier than a tense message after 45 days.\r\n\r\nAlso keep a small note about decisions made. For example: delayed chair purchase, reminded Acme about invoice 1042, moved $600 to tax reserve, approved contractor payment. These notes are useful because they show your thinking later. They also reduce the feeling that you are repeatedly solving the same problem from scratch.\r\n\r\nOver time, patterns appear. Maybe every January is slow. Maybe one customer always pays late. Maybe subscription costs have crept up. Maybe owner withdrawals are irregular enough to create stress. Those observations are more valuable than a perfect report nobody reads.<\/pre>\n<h3>When the numbers look bad<\/h3>\n<pre>A cash flow routine will sometimes show you an uncomfortable week ahead. That is not a failure of the routine. That is the routine doing its job.\r\n\r\nWhen the projection drops below your safe balance, do not panic and do not ignore it. List your options in order of least damage.\r\n\r\nCan you collect money already owed? Can you ask for a deposit before starting new work? Can a discretionary purchase wait? Can you adjust the timing of an owner draw? Can you reduce an order without harming sales? Can you speak with a vendor before a due date instead of after it?\r\n\r\nThe earlier you see the gap, the more decent options you have. Waiting until the account is nearly empty usually leaves only stressful options.\r\n\r\nThis is also where owners should be honest with themselves. If the same gap appears every month, do not keep treating it as a surprise. Raise prices, change payment terms, reduce fixed costs, or build a reserve plan. Cash flow notes are not just records. They are evidence.<\/pre>\n<div class=\"mp-checklist\">\n<h3>Checklist<\/h3>\n<ul>\n<li>Choose one fixed weekly time for a cash flow review.<\/li>\n<li>Record today&#8217;s bank balance before making spending decisions.<\/li>\n<li>Subtract known outgoing payments for the next 14 days.<\/li>\n<li>Add only income you can reasonably expect to arrive.<\/li>\n<li>Compare the projected balance with your minimum safe balance.<\/li>\n<li>Write down one action needed this week, even if it is simply no extra spending.<\/li>\n<\/ul>\n<\/div>\n<div class=\"mp-takeaways\">\n<h3>3 Actionable Takeaways<\/h3>\n<ul>\n<li>Use a 14-day cash flow view because it is short enough to stay accurate and long enough to change decisions.<\/li>\n<li>Treat your bank balance as assigned money, not automatically available money.<\/li>\n<li>Keep the routine simple so you will still do it during busy weeks.<\/li>\n<\/ul>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Cash flow is not the same as profit Many small business owners learn this the uncomfortable way: the business can be profitable on paper and still feel broke on Tuesday. A designer finishes a large project in March, sends the invoice, and records a good month. The rent is due April 1, payroll is due April 5, software renewals hit April 7, and the client pays April 20. The project was profitable. The timing was the problem. This is why a simple cash flow routine is more useful than another motivational lecture about budgeting. Cash flow is about dates, habits, &hellip; <\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[6],"tags":[],"class_list":["post-3042","post","type-post","status-publish","format-standard","hentry","category-icash"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.0 (Yoast SEO v28.5) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>A Simple Cash Flow Routine for Small Business Owners Who Hate It - Maxprog Blog<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.maxprog.com\/blog\/a-simple-cash-flow-routine-for-small-business-owners-who-hate-it\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"A Simple Cash Flow Routine for Small Business Owners Who Hate It\" \/>\n<meta property=\"og:description\" content=\"Cash flow is not the same as profit Many small business owners learn this the uncomfortable way: the business can be profitable on paper and still feel broke on Tuesday. A designer finishes a large project in March, sends the invoice, and records a good month. The rent is due April 1, payroll is due April 5, software renewals hit April 7, and the client pays April 20. The project was profitable. The timing was the problem. This is why a simple cash flow routine is more useful than another motivational lecture about budgeting. Cash flow is about dates, habits, &hellip;\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.maxprog.com\/blog\/a-simple-cash-flow-routine-for-small-business-owners-who-hate-it\/\" \/>\n<meta property=\"og:site_name\" content=\"Maxprog Blog\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/maxprog\" \/>\n<meta property=\"article:author\" content=\"https:\/\/www.facebook.com\/maxprog\" \/>\n<meta property=\"article:published_time\" content=\"2026-09-15T13:04:37+00:00\" \/>\n<meta name=\"author\" content=\"admin\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@maxprog\" \/>\n<meta name=\"twitter:site\" content=\"@maxprog\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"admin\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"1 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.maxprog.com\\\/blog\\\/a-simple-cash-flow-routine-for-small-business-owners-who-hate-it\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.maxprog.com\\\/blog\\\/a-simple-cash-flow-routine-for-small-business-owners-who-hate-it\\\/\"},\"author\":{\"name\":\"admin\",\"@id\":\"https:\\\/\\\/www.maxprog.com\\\/blog\\\/#\\\/schema\\\/person\\\/94903012a832903f334e8b939c2ac916\"},\"headline\":\"A Simple Cash Flow Routine for Small Business Owners Who Hate It\",\"datePublished\":\"2026-09-15T13:04:37+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.maxprog.com\\\/blog\\\/a-simple-cash-flow-routine-for-small-business-owners-who-hate-it\\\/\"},\"wordCount\":168,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\\\/\\\/www.maxprog.com\\\/blog\\\/#organization\"},\"articleSection\":[\"iCash\"],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\\\/\\\/www.maxprog.com\\\/blog\\\/a-simple-cash-flow-routine-for-small-business-owners-who-hate-it\\\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.maxprog.com\\\/blog\\\/a-simple-cash-flow-routine-for-small-business-owners-who-hate-it\\\/\",\"url\":\"https:\\\/\\\/www.maxprog.com\\\/blog\\\/a-simple-cash-flow-routine-for-small-business-owners-who-hate-it\\\/\",\"name\":\"A Simple Cash Flow Routine for Small Business Owners Who Hate It - Maxprog Blog\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.maxprog.com\\\/blog\\\/#website\"},\"datePublished\":\"2026-09-15T13:04:37+00:00\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.maxprog.com\\\/blog\\\/a-simple-cash-flow-routine-for-small-business-owners-who-hate-it\\\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/www.maxprog.com\\\/blog\\\/a-simple-cash-flow-routine-for-small-business-owners-who-hate-it\\\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.maxprog.com\\\/blog\\\/a-simple-cash-flow-routine-for-small-business-owners-who-hate-it\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/www.maxprog.com\\\/blog\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"A Simple Cash Flow Routine for Small Business Owners Who Hate It\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.maxprog.com\\\/blog\\\/#website\",\"url\":\"https:\\\/\\\/www.maxprog.com\\\/blog\\\/\",\"name\":\"Maxprog Blog\",\"description\":\"How to use Maxprog products\",\"publisher\":{\"@id\":\"https:\\\/\\\/www.maxprog.com\\\/blog\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/www.maxprog.com\\\/blog\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/www.maxprog.com\\\/blog\\\/#organization\",\"name\":\"Maxprog\",\"url\":\"https:\\\/\\\/www.maxprog.com\\\/blog\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/www.maxprog.com\\\/blog\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/www.maxprog.com\\\/blog\\\/wp-content\\\/uploads\\\/2019\\\/04\\\/logo_maxprog_pict_white_with_blue_back_512x512.png\",\"contentUrl\":\"https:\\\/\\\/www.maxprog.com\\\/blog\\\/wp-content\\\/uploads\\\/2019\\\/04\\\/logo_maxprog_pict_white_with_blue_back_512x512.png\",\"width\":512,\"height\":512,\"caption\":\"Maxprog\"},\"image\":{\"@id\":\"https:\\\/\\\/www.maxprog.com\\\/blog\\\/#\\\/schema\\\/logo\\\/image\\\/\"},\"sameAs\":[\"https:\\\/\\\/www.facebook.com\\\/maxprog\",\"https:\\\/\\\/x.com\\\/maxprog\",\"https:\\\/\\\/www.instagram.com\\\/stanbusk\\\/\",\"https:\\\/\\\/www.linkedin.com\\\/company\\\/maxprog\",\"https:\\\/\\\/es.pinterest.com\\\/stanbusk\\\/\",\"https:\\\/\\\/www.youtube.com\\\/c\\\/Maxprog\"]},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/www.maxprog.com\\\/blog\\\/#\\\/schema\\\/person\\\/94903012a832903f334e8b939c2ac916\",\"name\":\"admin\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/49daac01857e4ec6646801107e47c7f62856c94d4ef7caf1a296f296c790fb81?s=96&d=mm&r=g\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/49daac01857e4ec6646801107e47c7f62856c94d4ef7caf1a296f296c790fb81?s=96&d=mm&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/49daac01857e4ec6646801107e47c7f62856c94d4ef7caf1a296f296c790fb81?s=96&d=mm&r=g\",\"caption\":\"admin\"},\"description\":\"Software engineer at maxprog.com\",\"sameAs\":[\"https:\\\/\\\/www.maxprog.com\\\/\",\"https:\\\/\\\/www.facebook.com\\\/maxprog\",\"https:\\\/\\\/www.instagram.com\\\/maxprog8\\\/\",\"https:\\\/\\\/www.linkedin.com\\\/company\\\/maxprog\",\"https:\\\/\\\/www.pinterest.es\\\/stanbusk\",\"https:\\\/\\\/x.com\\\/maxprog\",\"https:\\\/\\\/www.youtube.com\\\/c\\\/Maxprog\",\"https:\\\/\\\/maxprog.tumblr.com\"]}]}<\/script>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"A Simple Cash Flow Routine for Small Business Owners Who Hate It - Maxprog Blog","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.maxprog.com\/blog\/a-simple-cash-flow-routine-for-small-business-owners-who-hate-it\/","og_locale":"en_US","og_type":"article","og_title":"A Simple Cash Flow Routine for Small Business Owners Who Hate It","og_description":"Cash flow is not the same as profit Many small business owners learn this the uncomfortable way: the business can be profitable on paper and still feel broke on Tuesday. A designer finishes a large project in March, sends the invoice, and records a good month. The rent is due April 1, payroll is due April 5, software renewals hit April 7, and the client pays April 20. The project was profitable. The timing was the problem. This is why a simple cash flow routine is more useful than another motivational lecture about budgeting. Cash flow is about dates, habits, &hellip;","og_url":"https:\/\/www.maxprog.com\/blog\/a-simple-cash-flow-routine-for-small-business-owners-who-hate-it\/","og_site_name":"Maxprog Blog","article_publisher":"https:\/\/www.facebook.com\/maxprog","article_author":"https:\/\/www.facebook.com\/maxprog","article_published_time":"2026-09-15T13:04:37+00:00","author":"admin","twitter_card":"summary_large_image","twitter_creator":"@maxprog","twitter_site":"@maxprog","twitter_misc":{"Written by":"admin","Est. reading time":"1 minute"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.maxprog.com\/blog\/a-simple-cash-flow-routine-for-small-business-owners-who-hate-it\/#article","isPartOf":{"@id":"https:\/\/www.maxprog.com\/blog\/a-simple-cash-flow-routine-for-small-business-owners-who-hate-it\/"},"author":{"name":"admin","@id":"https:\/\/www.maxprog.com\/blog\/#\/schema\/person\/94903012a832903f334e8b939c2ac916"},"headline":"A Simple Cash Flow Routine for Small Business Owners Who Hate It","datePublished":"2026-09-15T13:04:37+00:00","mainEntityOfPage":{"@id":"https:\/\/www.maxprog.com\/blog\/a-simple-cash-flow-routine-for-small-business-owners-who-hate-it\/"},"wordCount":168,"commentCount":0,"publisher":{"@id":"https:\/\/www.maxprog.com\/blog\/#organization"},"articleSection":["iCash"],"inLanguage":"en-US","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/www.maxprog.com\/blog\/a-simple-cash-flow-routine-for-small-business-owners-who-hate-it\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/www.maxprog.com\/blog\/a-simple-cash-flow-routine-for-small-business-owners-who-hate-it\/","url":"https:\/\/www.maxprog.com\/blog\/a-simple-cash-flow-routine-for-small-business-owners-who-hate-it\/","name":"A Simple Cash Flow Routine for Small Business Owners Who Hate It - Maxprog Blog","isPartOf":{"@id":"https:\/\/www.maxprog.com\/blog\/#website"},"datePublished":"2026-09-15T13:04:37+00:00","breadcrumb":{"@id":"https:\/\/www.maxprog.com\/blog\/a-simple-cash-flow-routine-for-small-business-owners-who-hate-it\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.maxprog.com\/blog\/a-simple-cash-flow-routine-for-small-business-owners-who-hate-it\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/www.maxprog.com\/blog\/a-simple-cash-flow-routine-for-small-business-owners-who-hate-it\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.maxprog.com\/blog\/"},{"@type":"ListItem","position":2,"name":"A Simple Cash Flow Routine for Small Business Owners Who Hate It"}]},{"@type":"WebSite","@id":"https:\/\/www.maxprog.com\/blog\/#website","url":"https:\/\/www.maxprog.com\/blog\/","name":"Maxprog Blog","description":"How to use Maxprog products","publisher":{"@id":"https:\/\/www.maxprog.com\/blog\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.maxprog.com\/blog\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/www.maxprog.com\/blog\/#organization","name":"Maxprog","url":"https:\/\/www.maxprog.com\/blog\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.maxprog.com\/blog\/#\/schema\/logo\/image\/","url":"https:\/\/www.maxprog.com\/blog\/wp-content\/uploads\/2019\/04\/logo_maxprog_pict_white_with_blue_back_512x512.png","contentUrl":"https:\/\/www.maxprog.com\/blog\/wp-content\/uploads\/2019\/04\/logo_maxprog_pict_white_with_blue_back_512x512.png","width":512,"height":512,"caption":"Maxprog"},"image":{"@id":"https:\/\/www.maxprog.com\/blog\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/maxprog","https:\/\/x.com\/maxprog","https:\/\/www.instagram.com\/stanbusk\/","https:\/\/www.linkedin.com\/company\/maxprog","https:\/\/es.pinterest.com\/stanbusk\/","https:\/\/www.youtube.com\/c\/Maxprog"]},{"@type":"Person","@id":"https:\/\/www.maxprog.com\/blog\/#\/schema\/person\/94903012a832903f334e8b939c2ac916","name":"admin","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/secure.gravatar.com\/avatar\/49daac01857e4ec6646801107e47c7f62856c94d4ef7caf1a296f296c790fb81?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/49daac01857e4ec6646801107e47c7f62856c94d4ef7caf1a296f296c790fb81?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/49daac01857e4ec6646801107e47c7f62856c94d4ef7caf1a296f296c790fb81?s=96&d=mm&r=g","caption":"admin"},"description":"Software engineer at maxprog.com","sameAs":["https:\/\/www.maxprog.com\/","https:\/\/www.facebook.com\/maxprog","https:\/\/www.instagram.com\/maxprog8\/","https:\/\/www.linkedin.com\/company\/maxprog","https:\/\/www.pinterest.es\/stanbusk","https:\/\/x.com\/maxprog","https:\/\/www.youtube.com\/c\/Maxprog","https:\/\/maxprog.tumblr.com"]}]}},"_links":{"self":[{"href":"https:\/\/www.maxprog.com\/blog\/wp-json\/wp\/v2\/posts\/3042","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.maxprog.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.maxprog.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.maxprog.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.maxprog.com\/blog\/wp-json\/wp\/v2\/comments?post=3042"}],"version-history":[{"count":1,"href":"https:\/\/www.maxprog.com\/blog\/wp-json\/wp\/v2\/posts\/3042\/revisions"}],"predecessor-version":[{"id":3043,"href":"https:\/\/www.maxprog.com\/blog\/wp-json\/wp\/v2\/posts\/3042\/revisions\/3043"}],"wp:attachment":[{"href":"https:\/\/www.maxprog.com\/blog\/wp-json\/wp\/v2\/media?parent=3042"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.maxprog.com\/blog\/wp-json\/wp\/v2\/categories?post=3042"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.maxprog.com\/blog\/wp-json\/wp\/v2\/tags?post=3042"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}